Property Attributes
- MLS#MDCH2058892
- TypeSingle Family
- Listing Status ACTIVE
- CountyCHARLES
- CityWaldorf
- NeighborhoodSettle Woods Sub
- Zip20603
- StyleColonial
- Year Built2002
- Taxes$ 6546
- Price$ 610,000
- Bedrooms4
- Full Bathrooms3
- Half Bathrooms1
- Sqr Footage3659
- Lot Size0.26 Acres
Data Source:
Bright MLS
Property Description
Discover the perfect blend of comfort, space, and functionality in this beautifully maintained 4-bedroom home designed for everyday living and entertaining. The main level features formal living and dining rooms, an inviting eat-in kitchen with updated appliances, a dedicated office space, and a comfortable family room with a fireplace. Upstairs, the spacious primary suite offers a private ensuite bath with a relaxing soaking tub, double vanity, and separate shower. Three additional bedrooms provide plenty of space for a variety of needs. The fully finished basement adds even more flexible living space and includes a full bathroomperfect for a recreation room, home gym, media room, or guest space. Step outside to enjoy the patio and fully fenced backyard, offering a great setting for outdoor dining, entertaining, gardening, or simply relaxing at home. An added opportunity2980 Elsa Avenue is located in a USDA-eligible area, which may allow qualified buyers to take advantage of USDA financing, including the possibility of 100% financing with no down payment. Buyer and property eligibility requirements apply. With generous living space, thoughtful updates, flexible rooms, and multiple financing possibilities, 2980 Elsa Avenue is ready to welcome its next owner.
| Elementary School | Middle School | High School |
|---|---|---|
| Call School Board Elementary School | Call School Board Middle School | Call School Board High School |
| Price History | |
|---|---|
| 9/11/2026 | Listed $610,000 |
General Features
| Living Area | 3659 |
|---|---|
| Sewer | Public Septic,Public Sewer |
| Heating | Heat Pump(s) |
| Cooling | Other,Central A/C |
| Possession | Settlement |
| Appliances | Built-In Microwave,Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Oven/Range - Electric,Refrigerator,Washer,Water Heater |
| Zoning | WCD |
| HOA Fee | 102.00 |
| Garage Spaces | 2.00 |
| Architectural Style | Colonial |
| Construction Materials | Brick Front,Vinyl Siding |
| School District | Charles County Public Schools |
| Year Built | 2002 |
| Levels | 3 |
| Tax Year | 2026 |
| Ownership | Fee Simple |
| Cool Fuel | Electric |
| Section | 2B |
| Accessibility | None |
| Assoc Fee Paid Per | Annually |
| County | CHARLES |
| New Construction | No |
| Property Type | Residential |
| HOA | Yes |
| Subdivision Name | SETTLE WOODS SUB |
| Garage Y/N | Yes |
| Water Access Y/N | No |
| Other Structures | Above Grade,Below Grade |
| Full Baths | 3 |
| Status | ACTIVE |
| Directions | Billingsley Road to Bensville Road,left on Elsa Avenue,right on Fern Hill Street,then right on Elsa Avenue to 2980 Elsa Avenue. |
| City | WALDORF |
| Association Name | SETTLE WOODS |
| Senior Community Y/N | No |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 11451.00 |
| Tax Assessed Value | 502633.0 |
| Tax Annual Amount | 6546.0 |
| Structure Type | Detached |
| Condo/Coop Association fee Y/N | No |
| Bathrooms Count Main Level | 1.00 |
| Price Per Sq Ft Total AG | 225.68 |
| Acceptable Financing | FHA,VA,Conventional,Cash,USDA |
| Lease Considered Y/N | No |
| Vacation Rental Y/N | No |
| Total SQFT | 3899 |
| Standard Status | Active |
| Year Built Source | Assessor |
| Legal Subdivision | SETTLE WOODS SUB |
| Tax Lot | 12 |
Interior Features
| Interior Amenities | Attic,Bar,Bathroom - Soaking Tub,Bathroom - Walk-In Shower,Breakfast Area,Built-Ins,Butlers Pantry,Carpet,Ceiling Fan(s),Chair Railings,Crown Moldings,Dining Area,Family Room Off Kitchen,Floor Plan - |
|---|---|
| Heating Fuel | Natural Gas |
| Basement | Fully Finished,Outside Entrance,Rear Entrance,Walkout Stairs |
| Total Fireplaces | 1 |
| Hot Water | Natural Gas |
| Basement (Y/N) | Yes |
| Heating Y/N | Yes |
| Fireplace Y/N | Yes |
| Above Grade Finished Area | 2703 |
| Half Baths | 1 |
| Central Air Y/N | Yes |
| Total Bedrooms | 4 |
| Below Grade Finished Area | 956 |
| Room Type | Living Room,Dining Room,Primary Bedroom,Bedroom 2,Bedroom 3,Bedroom 4,Kitchen,Family Room,Basement,Foyer,Office,Bathroom 2,Bonus Room,Primary Bathroom,Half Bath |
| Below Grade Finished Area Unit Type | Square Feet |
| LivingAreaSource | Assessor |
| Laundry Type | Main Floor |
| Below Grade Unfin Area Units | Square Feet |
| Below Grade Unfin SQFT | 240 |
| Below Grade Unfin SQFT Source | Assessor |
| Below Grade Finished Area Source | Assessor |
| Bedrooms Count All Upper Levels | 4 |
| Bedrooms Count Upper Level 1 | 4 |
| Bathrooms Half Main Level | 1 |
| Bathrooms Full Upper Level 1 | 2 |
| Bathrooms Full Lower Level 1 | 1 |
| Bathrooms Full All Upper Levels | 2 |
| Bathrooms Full All Lower Levels | 1 |
| Bathrooms Count Upper Level 1 | 2.00 |
| Bathrooms Count Lower Level 1 | 1.00 |
| Bathrooms Count All Upper Levels | 2 |
| Bathrooms Count All Lower Levels | 1 |
| Above Grade Finished Area Source | Assessor |
| Above Grade Finished Area Unit Type | Square Feet |
| Total Baths | 4 |
Exterior Features
| Pool | No Pool |
|---|---|
| Fencing | Rear,Wood |
| Parking Features | Paved Driveway,Public |
| Water Source | Public |
| Total Parking Spaces | 2 |
| Garage Features | Garage - Front Entry |
| Type of Parking | Attached Garage,Driveway,Off Street |
| Foundation Details | Concrete Perimeter |
| Spa | No |
| Water View Y/N | No |
| Lot Size Acres | 0.26 |
| Lot Size Source | Assessor |
| Waterfront Y/N | No |
| Horse Y/N | No |
| Land Assessed Value | 141100.00 |
| Navigable Water Y/N | No |
| Water Oriented Y/N | No |
| # of Attached Garage Spaces | 2 |
Room Details
| Room | Dimensions | Level | Flooring | Details |
|---|---|---|---|---|
| Basement | Lower 1 | Basement - Finished,Bathroom - Walk-In Shower,Flooring - Ceramic Tile | ||
| Bathroom 2 | Upper 1 | Bathroom - Tub Shower,Flooring - Ceramic Tile | ||
| Bedroom 2 | Upper 1 | Flooring - Carpet | ||
| Bedroom 3 | Upper 1 | Flooring - Carpet | ||
| Bedroom 4 | Upper 1 | Flooring - Carpet | ||
| Bonus Room | Lower 1 | Flooring - Carpet | ||
| Dining Room | Main | Crown Molding,Flooring - Carpet,Formal Dining Room | ||
| Family Room | Main | Fireplace - Other,Ceiling Fan(s),Flooring - Carpet | ||
| Foyer | Main | Flooring - HardWood | ||
| Half Bath | Main | |||
| Kitchen | Main | Pantry,Countertop(s) - Granite,Kitchen - Eat-in,Kitchen - Electric Cooking,Built-Ins,Island,Flooring - Ceramic Tile | ||
| Living Room | Main | Flooring - Carpet,Crown Molding | ||
| Office | Main | Flooring - Carpet | ||
| Primary Bathroom | Upper 1 | Bathroom - Soaking Tub,Bathroom - Walk-In Shower,Countertop(s) - Granite,Double Sink,Flooring - Ceramic Tile | ||
| Primary Bedroom | Upper 1 | Cathedral/Vaulted Ceiling,Ceiling Fan(s),Primary Bedroom - Sitting Area,Walk-In Closet(s),Flooring - Carpet |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
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Updated on September 13, 2026 2:37 AM UTC
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